Own Solutions Migration Case Study

Own Solutions Migration Case Study

Sedmi odjel migrated Own Solutions' digital payment platform to AWS with 20+ specialized services.

Intro

Own Solutions is a fintech company that provides a digital platform seamlessly delivering digital products across all distribution channels. With their innovative Phygital Pay and Digital Wallets solutions, they enhance convenient, secure, and integrated customer experiences. As payment processing demands grew globally, Own Solutions needed a robust, PCI DSS compliant cloud infrastructure. Sedmi odjel delivered a comprehensive AWS solution utilizing over 20 specialized services to ensure maximum security, scalability, and compliance.

About Own Solutions

Own Solutions is a financial technology company specialized in digital product distribution and payment processing solutions. The company has developed cutting-edge platforms that bridge the gap between physical and digital commerce through their flagship products

Phygital Pay - A hybrid payment solution that seamlessly integrates physical and digital payment experiences, allowing customers to transition between online and offline transactions effortlessly.

Digital Wallets - Advanced digital wallet technology that supports multiple payment methods, currencies, and provides enhanced security features for modern consumers.

Today, Own Solutions serves customers across multiple markets, processing thousands of digital transactions daily while maintaining the highest security standards required for payment processing.

The Problem

Own Solutions' digital payment platform was initially hosted on traditional infrastructure that couldn't meet the growing demands of global payment processing. As transaction volumes increased and regulatory requirements became more stringent, the existing infrastructure faced several challenges:

• Security Requirements: Enhanced security controls for payment data protection and fraud prevention
• Scalability Issues: Infrastructure couldn't handle peak transaction loads during promotional periods
• Global Reach: Limited ability to serve customers efficiently across different geographic regions
• Compliance Monitoring: Manual processes for tracking and maintaining regulatory compliance

The company needed a modern, cloud-native solution that could provide enterprise-grade security, automatic scaling, and continuous compliance monitoring.

Why AWS Cloud?

AWS cloud emerged as the ideal choice for Own Solutions' payment platform transformation due to several key factors:

Security First Approach: AWS provides the security controls and compliance certifications required for payment processing, including PCI DSS Level 1 compliance.

Global Infrastructure: AWS's worldwide presence ensures low-latency payment processing for customers regardless of their location.

Specialized Financial Services: AWS offers purpose-built services for financial technology companies, including advanced fraud detection and payment processing capabilities.

Compliance Automation: Built-in compliance monitoring and automated reporting capabilities reduce the operational overhead of maintaining regulatory compliance.

Scalability & Reliability: Auto-scaling capabilities and 99.99% availability SLA ensure the platform can handle transaction spikes while maintaining consistent performance.

Solution

We approached this project as a specialized fintech technology partner, implementing a secure, PCI DSS compliant architecture utilizing more than 20 AWS services optimized for payment processing.

Networking & Security Foundation

• Amazon VPC - Isolated network environment with multiple security zones
• AWS WAF - Web application firewall protecting against OWASP Top 10 threats
• AWS Shield Advanced - DDoS protection for payment processing endpoints
• Amazon Route 53 - DNS service with health checking and failover capabilities

Compute & Container Platform

• Amazon EKS - Managed Kubernetes service for microservices architecture
• AWS Fargate - Serverless container compute for payment processing workloads
• Amazon EC2 - Dedicated instances for PCI DSS compliance requirements
• Application Load Balancer - High-availability load balancing with SSL termination

Database & Storage

• Amazon RDS - Multi-AZ PostgreSQL clusters for transaction data
• Amazon DynamoDB - NoSQL database for session management and real-time data
• Amazon ElastiCache - Redis clusters for high-performance caching
• Amazon S3 - Encrypted storage for compliance documentation and backups

Security & Compliance

• AWS CloudHSM - Hardware security modules for cryptographic key management
• AWS KMS - Key management service for data encryption
• Amazon GuardDuty - Threat detection and security monitoring
• AWS Security Hub - Centralized security findings and compliance dashboard
• AWS Config - Configuration compliance monitoring and automated remediation

Monitoring & Analytics

• Amazon CloudWatch - Comprehensive monitoring and alerting
• AWS X-Ray - Distributed tracing for payment transaction analysis
• Amazon Kinesis - Real-time data streaming for fraud detection
• AWS Lambda - Serverless functions for automated security responses

CI/CD & DevOps

• AWS CodePipeline - Automated deployment pipelines
• AWS CodeBuild - Secure build environment with compliance scanning
• Amazon ECR - Container registry with vulnerability scanning
• AWS Systems Manager - Configuration management and patch automation

Backup & Disaster Recovery

• AWS Backup - Automated backup solution with cross-region replication
• Amazon S3 Glacier - Long-term archival storage for compliance requirements

We implemented advanced security features including tokenization for sensitive payment data, real-time fraud detection using machine learning, and comprehensive audit logging for regulatory compliance.

Results and Benefits

Enhanced Security: Achieved PCI DSS Level 1 compliance with automated security monitoring and response capabilities, reducing security incidents by 95%.

Improved Performance: Payment processing latency reduced from 2-3 seconds to under 200ms, significantly improving customer experience and conversion rates.

Scalability: Platform now automatically scales to handle 10x transaction volume during peak periods without manual intervention or service degradation.

Compliance Automation: Reduced compliance reporting effort by 80% through automated evidence collection and continuous monitoring dashboards.

Fraud Prevention: Implemented real-time ML-based fraud detection, reducing fraudulent transactions by 85% while maintaining low false-positive rates.

Global Reach: Deployed across multiple AWS regions, reducing payment processing latency for international customers by up to 60%.

Cost Optimization: Achieved 40% cost reduction compared to previous infrastructure while significantly improving performance and security.

Operational Efficiency: Development team productivity increased by 60% due to automated deployment pipelines and infrastructure management.

Business Continuity: Implemented cross-region disaster recovery with RTO of 15 minutes and RPO of 5 minutes, ensuring maximum uptime for payment processing.

Regulatory Readiness: Platform now supports multiple regulatory frameworks including PSD2, GDPR, and various regional payment regulations.

Next Steps

The cloud transformation project exceeded expectations, establishing Own Solutions as a leader in secure digital payment processing. The partnership continues as we work together on several exciting initiatives:

AI-Powered Fraud Detection: Implementation of advanced machine learning models for predictive fraud prevention and risk scoring.

Open Banking Integration: Development of PSD2-compliant APIs for seamless integration with European banking systems.

Global Expansion: Scaling the platform to support payment processing in additional markets across Asia and the Americas.

Enhanced Analytics: Implementation of real-time business intelligence and customer behavior analytics to drive business insights.

Sedmi odjel will continue to serve as Own Solutions' strategic technology partner, enabling them to focus on innovation and customer experience while we ensure their infrastructure remains secure, compliant, and optimally performing.

The successful transformation has positioned Own Solutions for accelerated growth in the competitive fintech market, with a robust foundation that can adapt to evolving payment technologies and regulatory requirements.

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